Visa VAMP 2026: The Metric That Can Get You Dropped

Visa VAMP 2026

The new rule that decides if your store can keep processing payments.

What Is VAMP?

It stands for Visa Acquirer Monitoring Program. It tracks your chargebacks. You get one metric to watch.

The April 2026 Threshold

The number drops to 0.9%. You hit that, and Visa puts you on a watchlist. You miss it, and you get dropped.

It Is Not a Suggestion

You can not negotiate your way out. If your chargeback ratio stays at or above 0.9% for two months, Visa shuts off your processing.

One Metric to Rule Them All

Visa does not care about your sales volume or customer service rating. They only look at the ratio. Too many disputes, and you are out.

Why Does This Hurt Dropshipping?

You are the merchant of record. You take the hit. A supplier ships late, sends the wrong item, or the product looks cheap. That refund request turns into a chargeback against you.

The Real Risk

You will not get a warning call from Visa. You will see an email from your payment provider saying your account is terminated. No appeals. No second chances.

Build a Buffer

You need suppliers you can trust. Fast shipping from the US or EU cuts delivery disputes. Reliable inventory stops those “item not as described” chargebacks.

Your Move

Check your chargeback ratio today. You have until April 2026 to clean it up. Start with suppliers who help you keep that number below 0.9%. Spocket links you up with them.